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NWweddingplace.com's Love & Marriage Advice Section ♥
When getting married, one of the biggest discussion and decision topics for couples is finances. Sure, the wedding planning process brings up money issues all the time, but that time period has it's own unique circumstances. Don't wait until after the honeymoon to have the very important discussion about married life finances! Money and financial issues can be a serious source of contention for couples, so make decisions and set goals as quickly and as early as possible. In my experience, I've noticed that most people walk blindly into a marriage relationship without giving much thought to some of the deeper-level money issues people carry with them. My husband and I did!
Evaluate Your Money Mentality
There can be a huge difference between what people have or haven't learned about handling money. Some people grew up seeing their parents "finance" vacations using home equity loans. Other people learned extreme frugality, or that a savings account is the only option if you have any money. I have a friend who's mother would rack up thousands in credit card debt, only to then abuse the system by declaring bankruptcy repeatedly. On the flip side, some people got to learn higher-level money use, such as real estate investing, goal setting, stock market research, and other wealth building strategies. Figure out where you both are "at" by moving on to step 2.
2. Discuss and Set Goals
Once this discussion/step has been completed, everything else will more easily fall in line from here.So what kind of goals should you set?
● Savings goals.
Spending goals (budget).
3. Bank Accounts & Credit Cards
4. Beneficiary Updates
Just keepin' it real ☺. Be blessed!
Copyright NWweddingplace.com 2008. All information contained herein is intellectual property and copyrighted by www.NWweddingplace.com. For information regarding use of this article, please contact article-inquiries@NWweddingplace.com.
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